Wednesday, November 11, 2009

Home Purchase Basics


Congratulations on your decision to buy a new home! As a homeowner, there are many important decisions to be made, especially if it is your first time purchasing a home. Here are some basic hints and tips.

A home purchase may be your largest financial transaction to date, so it's important to make the right decisions and to keep an eye on the details. By using a professional real estate agent the entire process should be smooth, efficient, pleasurable, and most importantly fast!
Your Real Estate Agent should:

1) Preview homes for you and decide which ones are the best for your price range.
2) Show you homes that fit your individual needs and wants

3) Help you make the right decision on which is considered a "good buy" by determining the market and probable causes that may increase or decrease the value of your home over time.
Negotiate the best deal for you. With a Pre-Qualification letter from us in hand, your Real Estate Agent will be able to demonstrate that you are a qualified and capable borrower. This is a very important step in the process, ultimately, it could determine whether or not you will get the home.

Your Mortgage Broker and Loan Officer should:

1) Help you make the right decision about which loan to choose from, depending on your needs and circumstances.
2) Keep you up-to-date on the entire loan process

3) Keep your Real Estate Agent informed of our loan progress
4) Get you the best loan at the lowest interest rates to save you money!


Center State Mortgage is your #1 source for home loans and home purchasing needs! Count on them to help the transaction go smoothly! Visit Center State Mortgage today and get on the road to your purchase of a new home!


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